Why More Buyers Are Turning to New Construction

New builds are having a major moment this fall and it’s easy to see why. With existing home inventory still tight, buyers are exploring new construction as a competitive (and often less stressful) option.

1. Builder Incentives: Many builders are offering rate buydowns and closing cost credits to attract qualified buyers.

2. Modern Features: New homes come packed with energy-efficient systems, smart technology, and contemporary layouts.

3. Less Competition: Buyers often face shorter move-in timelines and fewer bidding wars compared to resale homes.

If you’ve been struggling to find the right home or losing out in multiple-offer situations, new construction could be your smartest fall move.

The $280 Affordability Boost Buyers Should Know About

There’s good news on the affordability front. Average monthly mortgage payments are down about $280 from earlier this year and that’s a real game-changer.

Lower payments = renewed buyer demand = a window of opportunity before prices begin to adjust again.

For anyone who’s been waiting for a more favorable time to buy, this could be it. With interest rate fluctuations stabilizing and seller motivation rising, October is offering fresh chances for smart buyers to re-enter the market.

Sustainability Rebates: Use Them Before They Expire

Before the year wraps up, several federal and state energy rebate programs are still active, but not for long. Many expire December 31, making this fall the perfect time to take advantage.

Here’s what homeowners can still claim:

• Up to $3,200 in tax credits for energy-efficient home improvements

• Solar installation credits under the Clean Energy Program

• Local rebates for EV chargers, insulation, and smart home systems

These programs can help homeowners save thousands while boosting property value and reducing utility costs.

Market Pulse: What’s Happening in Southern California

Locally, we’re seeing a market that’s both active and evolving:

• Homes priced right are still selling quickly, especially under the median price point.

• Buyers are more optimistic as affordability improves.

• Price reductions are easing, showing more market balance.

• Showings and buyer activity are up as fall momentum builds.

This fall isn’t slowing down, it’s reshaping into a more balanced, opportunity-driven market.

Government Shutdown: Day 17 - What It Means for Real Estate

While the ongoing government shutdown has caused some delays, most real estate transactions are still moving forward with minimal impact.

Here’s what’s happening behind the scenes:

• IRS delays are slowing some income verifications.

• FHA, VA, and USDA loans remain open but are operating with smaller staffs.

• Relocations tied to government agencies or travel are experiencing minor delays.

The Marty Rodriguez Team remains proactive working closely with lenders, title companies, and clients to keep every deal on track and stress-free.

Final Thoughts: Stay Ahead of the Fall Market

From shifting buyer incentives to improving affordability, the market continues to create new opportunities for both buyers and sellers this season. Whether you’re considering a move, exploring rebates, or curious about what your home is worth, the key is staying informed and strategic.

At the Marty Rodriguez Team, we’re here to help you make smart, timely moves and make the most of every market shift.

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Text or Call (626) 727-9481 for your personalized side-by-side comparison

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