Holiday Market Shift Is Bigger Than It Looks


*THIS IS AN OPINION ARTICLE, THAT SPECULATES ON FUTURE MARKETS. USE OR RELIANCE OF ANY OPINIONS CONTAINED ON THIS ARTICLE ARE AT YOUR OWN RISK.

Published November 27, 2025
Written by Marty Rodriguez

As we move through late November 2025, the real estate landscape is shifting in ways that matter for anyone planning a move in 2026. Rates, inventory trends, and buyer behavior are all changing at once, creating a market that looks calm on the surface but is full of movement underneath.

Mortgage Rates Slip Again

After three weeks of rising numbers, 30-year fixed rates eased to about 6.23 percent. It’s a modest drop, yet it’s already boosting confidence among buyers who pulled back earlier this fall.

Even small changes in rates can open the door for more purchasing power, and that’s exactly what we’re seeing now.

Buyer Activity Is Climbing

Pending sales in October increased again. This tells us buyers are watching rates closely and stepping in the moment affordability improves. The holiday season normally slows the market, but this year buyers are showing more urgency.

Sellers Are Becoming More Careful

A growing number of sellers are choosing to withdraw their listings rather than cut prices. This points to tight inventory as we close out the year. Fewer homes on the market mixed with returning buyers sets the stage for a more competitive start to 2026.

Prices Continue To Rise

Home values are still edging upward, up 2.2 percent year over year. Appreciation has cooled compared to earlier spikes, but steady growth is a sign of a balanced market rather than a volatile one.

What This Means For You

Buyers
Lower rates paired with steady pricing create a window that hasn’t been available in months. If you’ve been holding off, this season may offer better affordability and more realistic seller expectations.

Sellers
Demand is rising, but buyers remain cautious. With many sellers pulling listings instead of adjusting prices, your strategy matters more than ever. Strong presentation and smart pricing can help you stand out in a tighter inventory pool.

Homeowners and Investors
This is a good moment to review your mortgage and long-term plans. With rates moving and values rising at a measured pace, consider whether refinancing or repositioning your assets strengthens your overall financial goals.

If you’re curious about your home’s value, thinking about a purchase in 2026, or planning your next move, we’re here to help you navigate the market with clarity and confidence.

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